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FVSCHEDULE function: Description, Usage, Syntax, Examples and Explanation

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What is FVSCHEDULE function in Excel?

FVSCHEDULE function is one of the Financial functions in Microsoft Excel that returns the future value of an initial principal after applying a series of compound interest rates. Use FVSCHEDULE to calculate the future value of an investment with a variable or adjustable rate.

Syntax of FVSCHEDULE function

FVSCHEDULE(principal, schedule)

The FVSCHEDULE function syntax has the following arguments:

  • Principal    Required. The present value.
  • Schedule    Required. An array of interest rates to apply.

FVSCHEDULE formula explanation

The values in schedule can be numbers or blank cells; any other value produces the #VALUE! error value for FVSCHEDULE. Blank cells are taken as zeros (no interest).

Example of FVSCHEDULE function

Steps to follow:

1. Open a new Excel worksheet.

2. Copy data in the following table below and paste it in cell A1

Note: For formulas to show results, select them, press F2 key on your keyboard and then press Enter.

You can adjust the column widths to see all the data, if need be.

Formula Description Result
=FVSCHEDULE(1,{0.09,0.11,0.1}) Future value of 1 with compound annual interest rates of 9%, 11%, and 10%. 1.3309

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